fbpx

Insuring Your Camera? Here’s What You Need To Know

| Posted by Risky

Best Camera Insurance of 2021


Discover all the options you have in insurance cameras & camera’s equipment.

Your equipment deserves proper cover – who provides the best camera insurance in 2021?

We all want the best camera – so surely we need the best camera insurance to go along with it. After all, we sink serious cash into our kit – so if the worst happens and it gets lost, damaged or stolen, you want the proper protection in place.

With the best DSLRs and mirrorless cameras commanding well over a grand – and even the best compact cameras getting up there in price – it’s more important than ever to make sure you have the right insurance cover for your camera. And that’s before you even get to the rest of your kit bag!

Think of all the camera accessories in your setup, from flashguns and tripods to microphones and ND filters… not to mention the glass! Telephoto lenses, prime lenses, quirky Lensbaby lenses – you can easily end up with a collection of optics that are worth more than your actual camera.

And if you photograph at weddings, shoot live music, or cover any other events where you’ll be mixing with large groups of people, you may well find that your general household insurance might not cover these situations.

What camera insurance should I buy?

The question is, whatever the particular insurance premium may cost, is the alternative – no insurance – something that you can really afford?

Feel free to ask our equipment insurance specialist via live chat or phone.

Insurious is the best camera insurance option for USA photographers in 2021. here is why:

Comprehensive insurance protection for photographers without voluntary parting exclusion.

Insurious offers insurance protection for both photographers and video makers, helping protect your business and enable it to quickly recover from any catastrophes. With its policies underwritten by Athos Insurance, Insurious offers USA national photographic equipment coverage but also the option to extend it with Worldwide inclusion at a small extra cost ( limitation applies ), making it the perfect solution for the traveling photographer.

Making sure applications are quick and easy, there are two main insurance policies option offered to photographers and videographers, namely Long Term and Short Term. Long-term policies are designed to provide coverage on an annual basis while short terms are prepared for events and defined periods of time.

Most insurance companies offer policies with a voluntary parting exclusion clause. The “voluntary parting” exclusion clause provides that “The insurance carrier will not pay for loss caused by loss resulting from your, or anyone acting on your express or implied authority, being induced by any dishonest act to voluntarily part with title to or possession of any property.”  Voluntary parting exclusions do not apply to Insurious offered policies making them the best equipment insurance of 2021.

To have a practical example: You lend the camera to someone that never returns it or returns it damaged.  In this case Insurious offered policies will cover your equipment loss there where most carriers wont.

With Insurious you can create your own policy by using the website quote tool customizing options and extend coverage to best fits your need,  you can also call or chat with the insurious team directly to discuss your options.

 

 

Share This Post
0 0 vote
Article Rating
Subscribe
Notify of
0 Comments
Inline Feedbacks
View all comments