The risks photography businesses face can be significant. So are the costs associated with these risks. Camera insurance is a must. Whether you’re a serious hobbyist photographer or a seasoned pro.
At the very least, camera insurance will help you replace a cracked lens. Here’s what you need to know about camera insurance.
Equipment and Camera Insurance
When you buy photography or camera insurance, use a company that specializes in photography. General insurance brokers may not be able to tailor the policy to your requirements.
As with any type of insurance, there are a lot of variables. Understanding what your needs are will help you determine the best photography insurance. Equipment insurance will be an option that you can choose as part of your DSLR camera insurance package. Photography gear is very expensive. The damage caused to a dropped lens may cost you thousands of dollars if they aren’t insured. No matter how careful you are, accidents happen more often than you think.
Tripping over a tethering cable can mean knocking over your laptop and tripod. And your expensive camera.
This is not an option you should skip over, as the likelihood of needing it sooner or later is great.
When speaking with the insurance representative, be specific. Make sure you discuss the fields in which you photograph. It may influence the final price of your policy. Depending on the company, this may not have any bearing. But it’s good to be upfront and direct with your insurance provider. Want to learn more chat with an insurance specialist at Insurious.us