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Equipment Insurance Quote
in 7 Minutes or Less

Starting at $12.50/month, get A-rated protection, for your camera, laptop, musical instruments, audio & visual equipment, and much more - no hassles - no wait - all online with our seriously easy insurance.

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Buy your policy in minutes, get covered right away.
 

Affordable

Monthly premiums as low as $12.50 and absolutely no hidden fees

A Rated

Top-rated insurance providing you with peace of mind

Easy

Seriously easy claim handling, processing & payouts

Peace of Mind

You are creative and adventurous. Don’t be tamed. Let Insurious give you the peace of mind you need to go out into the world and do what you do. What’s particularly awesome about our insurance product is that you are covered whenyou’re working or travelling. Discover a new way to work & have fun knowing your precious equipment is covered against the things that happen in life.

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Insurance That Rocks

  • Your equipment is precious to you. If it is stolen, lost, or damaged, we’ll settle your claim quickly so you can get your gear repaired or replaced.

  • Make sure your gear is protected everywhere -- especially when you leave your home or office — including in your vehicle or at a job site.

  • With premiums as low as $12.50/month you can be covered for unexpected losses.

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Find The Best Coverage

Insurious is your online portal for equipment and accessory insurance. Instantly and securely purchase a policy that can even coveryour owned and rented equipment.

  • Laptops,Tablets & Notebook Computers
  • Digital cameras & video cameras
  • Tripods and stabilizers
  • Lighting & accessories
  • Optical lenses, filters & accessories
  • Computer & studio editing equipment
  • Audio and visual equipment
  • Speakers, amplifiers & mixers
  • Computers & audio editing consoles
  • Production and related equipment
  • Musical Instruments from guitars to violins
  • Event equipment

Coverage Highlights: Coverage Highlights: Accidental Damage, Theft, Lightning and/or Explosions, Fire, Earthquakes, Windstorms, Hail and Flood, Nationally Declared Acts of Terrorism, Smoke and/or Water Damage, Falling Objects, Equipment afloat or under water, Worldwide Coverage, Transit and Shipping ,Replacement Cost Coverage

Because anything can happen in life...

Let's Get You Insured Before It's Too Late!

Seriously Easy Insurance in 7 Minutes or Less
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Frequently Asked Questions

Below you'll find answers to the questions we get asked the most about.

In the event of a claim, the deductible is the amount you as the policyholder are responsible for before a claim payment is made. This doesn’t mean you pay this amount. When a claim is paid out, the carrier usually subtracts the deductible from the total claim payout. For example: If the total claim payout is $10,000 and the Deductible is $1,000, the insurance carrier would pay out to you $9,000 ($10,000 - $1,000 deductible = $9,000).

The main coverages of the policy includes accidental damage to or theft of photography equipment, laptops, sports equipment, audio & visual equipment, musical instruments and more, you own and/or rent.

Cameras, camera equipment and accessories, lenses, video equipment, sound equipment, audio visual, lighting and grip equipment, communications equipment, portable electric equipment, editing and projection equipment, office personal property, generators, mechanical effects equipment, props, sets, wardrobe, event equipment, theatrical equipment, computer equipment including desktops, laptops and monitors, and all similar personal property and any related production equipment. Any one item cannot exceed $150,000 in replacement value.

If you have a claim (or potential claim), please use our Easy Claims Form. An Insurious team member will follow-up on your claim. This will begin the claim submission process. If you are filing a theft claim, be sure to file a police report immediately in the city where the theft occurred. The claims adjuster will require this during the claims analysis process.

All owned equipment will require proof of ownership at the time of a claim. If you do not have a receipt or proof of ownership, we recommend that you do the following: Take photos of the equipment (including photos of the serial numbers). Send the pictures to easy@insurious.us (be sure to reference your policy number) as soon as you can. It’s best to do this right away before any possible claim occurs, so Insurious will have the information on file. You may be required to sign an affidavit of purchase if the carrier deems the proof of ownership is insufficient.

Insurious works with licensed insurance professionals to provide coverage to U.S. residents, U.S. businesses, and individuals in the U.S. through qualified visas. If you are applying for a short-term policy for a production or equipment rental, and you are partnering with a U.S. production company, you may purchase coverage through that U.S. company. This path to coverage would require that you have a valid and current contract in place with that U.S. company, which indicates your legal relationship.

Yes, the online equipment program that Insurious offers is worldwide. The only exception is that countries with U.S. Sanctions are not covered (i.e., Iran, North Korea, etc.). You can always reference these countries here on the U.S. Department of Treasury website, as they are frequently updated. Please be mindful that if you are traveling through any of these countries, there would be no coverage provided at that time. Also, please note our policy has a $25,000 maximum coverage in the country of Mexico.

Inland Marine Equipment covers movable or transportable equipment and other types of property. It evolved from the term Ocean Marine insurance, for equipment transported by boat, to Inland Marine insurance for equipment on land or in transit. It is now commonly referred to as a Floater policy, since the coverages float with or follow the equipment wherever it goes (as long as that territory is not excluded on the policy).

The current online equipment program currently DOES NOT cover the actual drone itself. If you are looking for a separate Drone/Aviation policy (liability and hull coverage), please email us at easy@insurious.us to request more information.

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